How Long Does It Take to Open a Fidelity Account?
The time required depends on the account type and the information provided during registration.
Account Type
Application Time
Approval Time
Individual Brokerage Account
10–15 minutes
Immediate to 1 day
Roth IRA
10–20 minutes
Traditional IRA
Joint Brokerage Account
15–25 minutes
1–3 business days
Custodial Account
15–30 minutes
If additional identity verification is required, Fidelity may ask for:
Most investors receive confirmation shortly after completing the online application.
How to Open a Fidelity Account?
Opening a Fidelity account involves four simple steps.
Step 1: Choose the Right Account
Before applying, determine which account fits your investment goals.
Common options include:
Choosing the right account type ensures your investments align with your long-term financial strategy.
Step 2: Gather Required Information
Prepare the following information before starting:
Having these documents ready helps speed up the approval process.
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